How a Global Food Wallet Could Work

A traveler should be able to pay in one currency while the restaurant receives another — without either side thinking about settlement infrastructure.

The planned architecture is deliberately boring. The customer speaks an order and sees a total. A licensed payment partner handles conversion. The restaurant receives local currency through a channel it already trusts.

Stablecoin settlement, where it is used, sits behind that. It is plumbing, not a product. Availability depends on local licensing and partners in every market.